An Asheville Lawyer Focused on Making You Debt Free
Experienced Representation for Debt Relief: Bankruptcy and Bankruptcy Alternatives
At the Dotson-Smith Law Office, we will not suggest that you file for bankruptcy unless it is absolutely in your best interests. We have over 15 years of experience providing lasting legal solutions for people in Asheville, North Carolina, and we will consider all possible debt relief alternatives.
Our firm is dedicated to giving our clients exceptional individualized attention. Contact us by e-mail or call toll free at 1-866-626-3645 to discuss your case in a free initial consultation.
Answering Key Questions - Exploring Bankruptcy Alternatives
There are some big questions we need to answer before choosing the right debt relief option:
- How many creditors do you have?
- What is the full amount of money you owe?
- How much money do you have in your budget to pay off your debts?
Once we thoroughly examine your financial situation and discuss your goals and wishes, we will help you develop a strategy for becoming debt free:
- Pay off creditors through settlement: If you are being sued, it may make sense to avoid bankruptcy by working out settlements with individual creditors. We provide experienced debt collection defense to help you avoid default judgments, creditor harassment and wage garnishments.
- Debt repayment program: Over the years, we have developed a strong professional relationship with a trusted debt repayment program. We will take the time to help you determine how a program like this can help in your particular situation.
- Consumer bankruptcy: Filing for Chapter 7 or Chapter 13 bankruptcy can allow you to get the fresh start you need while stopping creditor harassment, debt collection lawsuits, home foreclosure and repossession.
- Judgment proof: If your creditors have obtained a default judgment against you, we can help you to manage attempted asset collection and work toward possible settlement on the judgment itself.
We provide dedicated legal representation every step of the way. Contact us online or by telephone to schedule a free initial consultation. Whether through litigation and other bankruptcy alternatives to consumer bankruptcy, you will have a knowledgeable attorney on your side.
