A Manageable Repayment Plan through Chapter 13 Bankruptcy
Stop Home Foreclosure and the Repossession of Secured Assets
If you earn a steady, sufficient income but you remain trapped in debt, you may feel that it is too late to save your home and useless to negotiate with your mortgage lender. Filing Chapter 13 bankruptcy is a way to pay off your debt with the benefit of a structured and manageable plan. Like Chapter 7, Chapter 13 also puts an end to creditor harassment, debt collection lawsuits, wage garnishments, and can help restore normalcy to your life.
At the Dotson-Smith Law Office, we understand how medical expenses, a divorce or job loss can create financial turmoil. We tailor our services around the unique details of your case and help you structure a payment plan you can afford. We have over 15 years of experience providing lasting solutions to clients in Asheville, North Carolina, and are dedicated to providing individualized attention. Contact us by e-mail or call toll free at 1-866-626-3645 for a free initial consultation with an experienced bankruptcy lawyer.
Understanding Chapter 13 Bankruptcy
In Chapter 13 bankruptcy proceedings, we will work together to propose a plan to the court which modifies your payments and meets the requirements of a Chapter 13. A Chapter 13 plan provides for payments over a three to five year period and allows you to get back on your feet. Depending on your specifics you may only have to pay a portion of the debt you owe. Our law firm will skillfully represent you during these proceedings and continue to help you as your needs change during the course of the plan.
Determining Whether Chapter 13 Bankruptcy is Right For You
When determining whether filing for Chapter 13 bankruptcy is in your best interest, we examine all of your debt relief options and only advise bankruptcy if it is right for you. Attorney Susan Dotson-Smith is a dedicated consumer advocate and helps clients find a fresh start through both debt collection defense litigation and bankruptcy.
Contact us online or by telephone to schedule a free initial consultation.
